For new homes under construction
Customer Satisfaction Rate
Average Loan Approval Period
Welcome to the official site of JDR Mortgage. We are a full-service mortgage company that specializes in FHA, VA, Conventional, Jumbo and Alternative Doc loans.
Whether you are buying a home or refinancing in California, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment. Purchase Loan programs we offer:
Low Down (3%) Payment Loans and Zero Down Payment Loans | No MI and Piggy-Back Loans
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes JDR Mortgage unique is that we offer the following niche programs as well: No Income Loan, Bank Statements only program.
Contact JDR Mortgage today (949) 630-9651 to discuss your mortgage loan options and find out which loan program will best suit your needs.
What is Digital Mortgage?
Save time with our fast, easy process
"Just completed my refinance and JDR mortgage was incredible. I reached out to 7 different companies and JDR provided the best rates with the best savings($300 a month). The process couldn't have been easier and the communication was never an issue. When looking around make sure JDR is on your list to call."
— Bill D. ()
"JDR Mortgage helped my husband and I buy our first home! Not only that, they did it in less than 30 days! It was easy and stress free as they had everything organized so there was no confusion throughout the process (which can make everything so stressful). We wanted to live close to where we have grown up and JDR helped make that happen fast! We were approved so quickly for a place we fell in love with and that's why we were able to get our dream home! We are so fortunate to have found a company we can trust, easy to work with and fast at getting the job done!"
— Shayna Gonzalez. (Laguna Niguel, CA)
"When I search online for a mortgage refinance expert, I found Jeff among the high start rating brokers, so I decided to get in touch. Jeff responded within few hours and even offered to come to my place to get the conversation started. During the conversation, Jeff demonstrated impressive expertise and offered comprehensive information to help us make a well informed decision. Throughout the refinance process, Jeff and his team are always ready to answer our questions and offer help, which made the entire process as smooth as it can be. On top of that, Jeff also offered very competitive rates to us! I highly recommend Jeff and his team if you ever need to finance a new home or to refinance."
— Will Lee. (Irvine, CA)
"My wife and I have known Jeff Russell for over 20 years. Jeff has worked on mortgages and refinancing for us during these past 20 years. He is hardworking, trustworthy and honest about working to get the best loan and interest rate possible. We would not use anyone else. I highly recommend Jeff Russell!"
— Robin K. (Laguna Niguel, CA)
"Jeff Russell at JDR is one of the best in the mortgage business he is honest, straight forward, professional, patient and extremely knowledgeable. He helped me refinance my home twice and I have referred many friends and family to him as Jeff goes above and beyond for his clients. He gives you outstanding personalized attention, excellent communication with updates and keeps the process NOT stressful. You certainly WILL NOT be disappointed working with Jeff Russell, I HIGHLY recommend"
— Lynette B. ()
"I want to start off by saying that I am a CA Real Estate Agent in South orange county. On my last transaction I represented the buyers on a purchase and they came to me pre-approved by JDR. They were VA buyers and in the real-estate world VA/FHA loans have a stigma of going over the usual time limit of 30 days and becoming complicated during the escrow process. JDR was able to help the buyers close this home in 27 days. Everyone was impressed with how professional, and fast he was able to get it done. I have moved JDR to the top of my list for all of my clients, FHA, VA, Conventional loans, and even past clients that are looking to refinance there existing home(s). Even if they are starting to work with another lender I tell them to go give JDR a look, because they will not be disappointed. In my opinion you can not do any better than JDR if you are looking for a home loan to purchase your dream property."
— Alex W G. (Laguna Niguel, CA)
"My wife and I worked with Jeff Russell at JDR mortgage when we purchased our first home in 2018. As you can imagine buying your first home there were a lot of questions in regard to our loan. Working with Jeff eased a lot of my stress, he was knowledgable and professional but most of all he made sure my wife and I were comfortable with the process. His loan process was straight forward and he ensured we got the best rate. We enjoyed working with Jeff so much that we just refinanced our home last month and made sure we used Jeff and JDR again."
— Ryan C. ()